City of St. John's Heritage Building, Structure, Land or Area
187-189 Water Street
St. John's, Newfoundland and Labrador

Exterior view of main and east facing facades, 187-189 Water Street, St. John's, NL.
Photo: HFNL 2005
- Built
- 1892–1893
- Recognized
- 1989
- By
- City of St. John's
The register’s text, word for word
Description
187-189 Water Street is a three and a half storey brick Commerical Venacular style building located at the corner Water Street and Baird's Cove, St. John's, NL. This structure is part of the municipally designated block of buildings 187-205 Water Street and it is also located in the Water Street Federal Historic District. The designation is confined to the footprint of the building.
Heritage value
187-189 Water Street has been designated a Municipal Heritage Building for its aesthetic and historical values.
The Newfoundland and Labrador Credit Union is aesthetically valuable as an example of a turn of the 20th century mercantile/residential building in downtown St. John’s. The first storey of this building was traditionally used for mercantile premises or office space. Unlike the other buildings in this block, the additional storeys of this building were used as a prominent social club and only recently as office space. This prominence is reflected in the use of decorative brick on the second and third storeys of this structure. The use of the building as a commercial building is evident through the traditional store front that features large glass windows and a recessed doorway. Futhermore, the brick construction of this building is typical for downtown St. John’s buildings built after the fire of 1892. This building, like all the others in this block, also feature some elements of classical revival such as pediments, pilasters, and arched windows and doorway.
187-189 Water Street is historically valuable because of its association as a private club. The second and third floors of this building were the home of the City Club, a social club for the well-to-do merchants and financial men of the city, instituted in 1893. To gain membership to this club one had to past the blackball test. If a member placed one blackball (a bean) in a pot during the selection process it was enough cause for rejection to the club.
SourceCity of St. John's Archives, unnumbered property file, St. John's - Newfoundland and Labrador Credit Union building
Character‑defining elements
All elements that define the building's Commerical Venacular design including:
-large glass windows;
-recessed doorway;
-size, shape, decoration and placement of windows;
-two, one storey bow windows with eared trim located on the second storey front facade;
-the use of decorative brick on the second and third storeys;
-use of pilasters on the third storey;
-oval window with decorative brick on the second storey;
-arched and recessed second entrance; and,
-size. location and dimensions.
End of the register’s text
Location
St. John's, Newfoundland and Labrador, A1C, Canada
47.56395° N, 52.70691° W
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193 Water Streetwithin 100 m · 1892
205 Water Street Municipal Heritage Buildingwithin 100 m · 1913
203 Water Street Municipal Heritage Buildingwithin 100 m · 1892
191 Water Streetwithin 100 m · 1892
201 Water Street Municipal Heritage Buildingwithin 100 m · 1892
Commercial Chambers Buildingwithin 100 m · 1896
Similar places
Places whose register descriptions are closest to this one.
226 Water Street Municipal Heritage BuildingSt. John's, Newfoundland And Labrador
Union Bank BuildingSt. John's, Newfoundland And Labrador
562 - 564 Water StreetSt. John's, Newfoundland And Labrador
261 Duckworth StreetSt. John's, Newfoundland And Labrador
73, 75 and 77 Water Street Registered Heritage StructureSt. John's, Newfoundland And Labrador
Water Street Historic District National Historic Site of CanadaSt. John's, Newfoundland And Labrador
From the Canadian Register of Historic Places, as last updated on December 12, 2025. The register’s text is shown word for word.